7 Step Guide to Memphis Short-Term Rental Regulations
1. City Overview: Short-Term Rental Landscape
Memphis, Tennessee, regulates short-term rentals (STRs) under a structured permitting process to ensure compliance with zoning, licensing, and tax requirements. STR operators must obtain a Short-Term Rental Permit, adhere to safety regulations, and register for tax collection.
For the most up-to-date short-term rental data, including occupancy rates, average daily rates, and revenue trends, visit the Chalet Market Dashboard.
2. Quick Facts
- Permit Required? Yes, all STRs must obtain a Short-Term Rental Permit.
- Zoning Restrictions? STRs must comply with zoning laws and occupancy limits.
- Maximum Occupancy: Two people per bedroom, plus two additional guests.
- Tax Requirements: STR operators must collect and remit city, county, and state lodging taxes.
- Renewal Frequency: Annual renewal required for STR permits.
- Registration Fees:
- Short-Term Rental Permit Fee: $300 (one-time application fee)
- Annual Permit Renewal Fee: $150
- Insurance Required? Minimum liability coverage of $1,000,000 required.
- Enforcement Level: Active enforcement, with penalties for non-compliance.
3. Getting Started with STRs in Memphis (Step-by-Step Guide)
Step 1: Verify Zoning Compliance
Before applying for an STR permit, property owners must confirm their rental is in an eligible zoning district.
- Check Zoning Maps: STRs must be located in permitted zoning districts.
- Where to Verify Zoning: Memphis Zoning Ordinance
- Contact Memphis Planning & Zoning Department:
- Phone: (901) 576-6619
- Email: planning@memphistn.gov
Step 2: Obtain a Short-Term Rental Permit
All STR operators must obtain a Short-Term Rental Permit before listing their property.
- Permit Fees:
- Initial Application Fee: $300
- Annual Renewal Fee: $150
- Required Documents:
- Proof of property ownership
- Floor plan indicating guest areas
- Proof of liability insurance ($1,000,000 minimum)
- Local contact person for complaint resolution
- Fire safety compliance documents
Where to Apply:
- Online Permit Application Portal: Memphis STR Permit Application